If you recently recorded a real property transfer deed you will probably receive some official looking mail solicitations from various companies. Don’t be fooled! You don’t need to spend the $80 or more to receive a copy of your deed.
It happens all over California, but it is very common in Sacramento, Placer and El Dorado counties. Places like Roseville, Rocklin, Granite Bay, Citrus Heights, Folsom and El Dorado Hills are targeted by this clever sales technique.
The Process For Receiving Your Recorded Deed
A deed is recorded whenever title to real estate changes. Often times a deed is recorded on your behalf by an escrow/title agent or an estate planning lawyer.
Some common events that may require recording a deed are:
- A home purchase
- Refinancing of your mortgage
- Creation of a revocable living trust
- Changing title to a home due to divorce or death
Frequently you will automatically receive a certified copy of your new deed from the County as part of the recording process. This costs you exactly $0, because you probably already paid for the service when you signed the deed with a notary. Many people who pay for this “service” receive their deed automatically soon after they pay the fee. Naturally, they assume that it came because they paid this extra fee and go on without realizing they have wasted some of their hard earned money.
So if you receive one of these solicitations it might be time to put it in the circular file with the rest of the junk mail.