1. Check your beneficiary designations on your financial accounts i.e. IRA’s, 401(k)’s, bank accounts, mutual funds and brokerage accounts. Make sure you don’t name your estate! Name a person or if you have one a revocable living trust.
2. Make sure you and your spouse are both on the deed to your home. This should be joint tenants with right of survivorship (sometimes listed as JTWRS), not tenancy in common. If your not sure call the county assessor and ask who is on title to your house.